© 2024 Windsor Overseas Bank, Inc. All rights reserved. Windsor Overseas Bank is a brand name of Windsor Overseas Bank, N.A. Member FDIC.
* Windsor Overseas Bank Rewards Program: The Windsor Overseas Bank Rewards Program is governed by the terms and conditions outlined in the Rewards Guide. You will receive the Rewards Guide with your Cardholder Agreement. The Rewards Guide details the program, including the following: A) Earn rewards points on all eligible net purchases. A net purchase is the total purchase amount minus any credits, returns, or adjustments. Certain transactions, such as balance transfers, cash advances, account fees, interest charges, gambling transactions, or unauthorized charges, do not qualify for rewards. Refer to your Rewards Guide for full program terms. B) Rewards points do not expire as long as your account remains in good standing and you make an eligible purchase at least once every twelve (12) months. C) Program terms are subject to change. D) You are responsible for any taxes related to rewards earned or redeemed. Consult your tax advisor for details. E) Reward Program upgrades may take up to 15 days to process. Rewards will be applied after the upgrade is complete. F) Additional terms may apply and will be included in your Agreement.
** Multi-Year Loan Approval: Funds available for future use are subject to a soft credit inquiry to verify continued eligibility. After your initial loan, you must meet ongoing eligibility criteria to access additional funds under the Multi-Year Approval feature. Terms and conditions are outlined in your loan agreement. Multi-Year Approval borrowers have a 99% approval rate for future fund requests, based on data from October 1, 2022, to October 1, 2023. This rate applies only to borrowers who previously accepted the Multi-Year Approval offer. Note: International students are not eligible for Multi-Year Approval.
‡ Subject to account eligibility. Customers must have an open Windsor Overseas Bank personal savings and checking account. Available only on the Windsor Overseas Bank Mobile Banking app. Text and data rates may apply. Round Ups require sufficient funds. Transfer amounts are determined by the customer.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
Credit cards are issued by Windsor Overseas Bank, N.A.
Home Equity Lines of Credit and Mortgages are offered and originated by Windsor Overseas Bank, N.A. Equal Housing Lender. All loans are subject to approval.
Banking products are offered through Windsor Overseas Bank, N.A. For deposit products, Member FDIC.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
