Competitive rates and flexible options to make your dream home a reality.
Explore Our MortgagesWe offer some of the most competitive interest rates in the market, helping you save over the life of your loan.
Our streamlined application process means you can get approved faster and move into your new home sooner.
Choose from a variety of repayment plans to suit your financial situation and goals.
Stable monthly payments with a locked-in interest rate.
Flexible rates that can offer lower initial payments.
Tailored for those purchasing their first home.
| Feature | Fixed Rate Mortgage | Variable Rate Mortgage | First-Time Buyer Mortgage |
|---|---|---|---|
| Interest Rate | 3.25% | 2.75% | 3.50% |
| Loan Term | Up to 30 years | Up to 30 years | Up to 35 years |
| Minimum Down Payment | 20% | 15% | 10% |
| Early Repayment Fee | Yes | No | Reduced fee |
Speak with one of our mortgage specialists to find the best loan for your needs.
Apply NowThe amount you can borrow depends on several factors including your income, expenses, credit score, and the value of the property. Use our mortgage calculator for an estimate or speak with one of our specialists for a personalized assessment.
Typically, you'll need proof of income (pay slips, tax returns), bank statements, identification documents, and details about the property you wish to purchase. Additional documents may be required based on your individual circumstances.
Our streamlined process usually takes 2-3 weeks from application to approval, but this can vary depending on the complexity of your application and how quickly you can provide all necessary documentation.
Yes, most of our home loans allow you to make extra repayments. This can help you pay off your loan faster and save on interest. Some loans may have limits on extra repayments, so check the specific terms of your chosen product.
