Student Loans Hero

Invest in Your Future with Our Student Loans

Flexible financing options to support your educational journey.

Explore Our Student Loans

Why Choose Windsor Overseas Bank for Your Student Loan?

Competitive Rates

We offer some of the most competitive interest rates for student loans, helping you save over the life of your loan.

Flexible Repayment

Choose from various repayment plans that suit your financial situation, including deferred options while you study.

Education Support

Access to career resources, financial literacy programs, and academic counseling to support your success.

Our Student Loan Options

Undergraduate Loan

Flexible financing for your bachelor's degree.

  • Competitive interest rates
  • No repayments while studying
  • Borrow up to €50,000
From 3.50% APR

Postgraduate Loan

Support for master's and doctoral studies.

  • Higher borrowing limits
  • Deferred repayment options
  • Career development resources
From 4.00% APR

Study Abroad Loan

Funding for international education experiences.

  • Currency conversion options
  • Travel insurance included
  • Flexible repayment terms
From 4.25% APR

Loan Comparison

FeatureUndergraduate LoanPostgraduate LoanStudy Abroad Loan
Interest Rate3.50%4.00%4.25%
Loan TermUp to 10 yearsUp to 15 yearsUp to 12 years
Maximum Loan Amount€50,000€100,000€75,000
Grace Period6 months after graduation9 months after graduation6 months after return

Student Loan Calculator

Estimate your monthly payments and see how much you could borrow.

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Ready to Invest in Your Education?

Speak with one of our student loan specialists to find the best option for your needs.

Apply Now

Frequently Asked Questions

Am I eligible for a student loan?

Eligibility criteria include being enrolled in an accredited institution, meeting age requirements, and having a satisfactory credit history or a qualified co-signer. International students may need to meet additional requirements.

How much can I borrow?

Loan amounts vary based on the type of loan and your educational expenses. Undergraduate loans go up to €50,000, while postgraduate loans can reach €100,000. The exact amount depends on your individual circumstances and the cost of your program.

When do I start repaying my loan?

Most of our student loans offer a grace period after graduation before repayment begins. This period is typically 6-9 months, allowing you time to find employment. Some loans also offer deferment options while you're in school.

Can I pay off my loan early?

Yes, you can make extra payments or pay off your loan early without any prepayment penalties. This can help you save on interest over the life of the loan.